How Much Can You Borrow? The 2025 Guide to Mortgage Affordability
If you’re thinking about buying your first home, refinancing, or expanding your investment portfolio in Perth, you’re probably wondering: how much can I actually borrow in 2025? With house prices projected to climb again and lending rules constantly evolving, getting a clear answer is more important than ever.
Home Loan Boost: RBA Delivers Long-Awaited Rate Cut
Asset finance is a strategic tool that enables businesses to acquire essential assets—such as equipment, vehicles, or technology—without the need for substantial upfront capital. By spreading the cost over time, companies can preserve their working capital, manage cash flow more effectively, and support growth initiatives.
The Role of Asset Finance in Managing Business Cash Flow and Growth
Asset finance is a strategic tool that enables businesses to acquire essential assets—such as equipment, vehicles, or technology—without the need for substantial upfront capital. By spreading the cost over time, companies can preserve their working capital, manage cash flow more effectively, and support growth initiatives.
2025’s Business Game-Changers: The Rise of AI, Shifting Costs, and Housing Trends
In 2025, Australian businesses are navigating a rapidly evolving landscape shaped by technological advancements, economic pressures, and societal challenges. Key among these are the rise of artificial intelligence (AI), shifting cost structures, and significant housing trends. Understanding and adapting to these factors is crucial for businesses aiming to thrive in the current environment.
Unlocking Growth: A Comprehensive Guide to Asset Finance for Australian Businesses
Asset finance is rapidly becoming a preferred funding option for Australian businesses, allowing them to acquire, use, and benefit from high-value items such as vehicles, machinery, and equipment without the need for a large upfront payment.
Buying Your First Home and How We Can Help
Buying your first home can be both exciting and scary, and that’s okay. It’s a major step and it’s supposed to be considered carefully. Fortunately, we are here to help you make the process much easier. After all, this is one of the first steps in planning the rest of your life.
Why do Doctors Need a Mortgage Broker for Getting Doctor Loans?
Working with a mortgage broker can simplify the loan process and help doctors secure favorable financing options for their homes. Read More.
Home Equity Loan or Refinance?
As a homeowner, you probably know already that your house is not just your place of residence or an investment. It’s also an asset you can use when you need cash for major emergencies or funding for home repairs or upgrades.
Explainer: How to Get the Lowdown on Fixed-Rate Home Loans
With interest rates at an all-time low, and many lender’s fixed rates lower than their variable options, locking in an interest rate on your home loan to guard against possible future fluctuation may be attractive. However, it pays to know the ins and outs of fixed-rate loans before committing to one. When purchasing a property, […]
How to Avoid Paying Lender Mortgage Insurance (LMI)?
Purchasing a home is an exciting milestone in life, but for many Australians, the burden of Lenders Mortgage Insurance (LMI) can be a significant hurdle. Lenders mortgage insurance (LMI) is required when the value of a loan is more than 80% of a property’s purchase price or property valuation if refinancing. However, with careful planning and understanding […]