Buying Your First Home and How We Can Help

Buying your first home can be both exciting and scary, and that’s okay. It’s a major step and it’s supposed to be considered carefully. Fortunately, we are here to help you make the process much easier. After all, this is one of the first steps in planning the rest of your life.

Home Equity Loan or Refinance?

As a homeowner, you probably know already that your house is not just your place of residence or an investment. It’s also an asset you can use when you need cash for major emergencies or funding for home repairs or upgrades.

Explainer: How to Get the Lowdown on Fixed-Rate Home Loans

With interest rates at an all-time low, and many lender’s fixed rates lower than their variable options, locking in an interest rate on your home loan to guard against possible future fluctuation may be attractive. However, it pays to know the ins and outs of fixed-rate loans before committing to one. When purchasing a property, […]

How to Avoid Paying Lender Mortgage Insurance (LMI)?

Purchasing a home is an exciting milestone in life, but for many Australians, the burden of Lenders Mortgage Insurance (LMI) can be a significant hurdle. Lenders mortgage insurance (LMI) is required when the value of a loan is more than 80% of a property’s purchase price or property valuation if refinancing. However, with careful planning and understanding […]