- 1300 035 804
- info@financeagency.com.au
Asset finance offers a convenient way for businesses to acquire high-value assets like vehicles, machinery, and equipment without draining cash reserves. Instead of paying for the asset upfront, you can spread the cost over time, with manageable, regular payments. Asset finance also enables businesses to leverage existing assets as collateral to secure loans and support expansion.
Keep your working capital free by spreading the cost of your purchases.
Enjoy full access to the assets throughout the payment period.
Tailored payment plans that fit your business needs.
Get quick access to funds or equipment to stay ahead of the competition.
Potential tax deductions depending on the finance structure.
Spread the cost of an asset over a fixed term, and gain ownership at the end of the agreement.
Rent equipment for a fixed term, with options to return, upgrade, or purchase at the end of the contract.
Rent equipment while maintaining
responsibility for its upkeep.
Ideal for short-term or specialist equipment that a business doesn’t want to own.
Unlock the value in your current assets by using them as collateral for a loan.
Asset finance works by securing funding against the assets you want to acquire or the assets you already own. You make periodic payments over an agreed term while enjoying full access to the asset. At the end of the term, ownership either transfers to your business, or you return the asset depending on the type of finance agreement.
Choose the asset you wish to acquire, such as machinery, vehicles, or technology.
Select from hire purchase, leasing, or refinance options.
Agree on manageable monthly payments for the duration of the term.
Start using the asset right away to grow your business.
Return, renew, or take full ownership of the asset depending on your contract type.
If you’re looking to finance new equipment or unlock capital tied up in your assets, we’re here to help. Get in touch today to explore flexible asset finance solutions tailored to your business needs.
Hire purchase is a simple way to acquire assets for your business. Spread the cost of the asset over a fixed period, with manageable payments. Ownership transfers to your business at the end of the agreement, after making the final payment.
Leasing allows businesses to rent equipment over a set period without the burden of ownership. With flexible lease agreements, you can upgrade to the latest technology or return the equipment at the end of the lease term.
Under a finance lease, you can rent essential equipment while spreading the cost over time. While the equipment remains the property of the finance company, you have full control over its use and upkeep. At the end of the primary rental period, you can either extend the lease or return the asset.
Asset refinance allows businesses to use the value of their owned assets to secure loans. Whether it’s machinery, property, or vehicles, you can free up working capital and fund expansion plans without selling your assets.
An operating lease is perfect for businesses that need specialist equipment for a short period. Unlike finance leases, the cost is typically lower as the lease is based on the equipment’s value over a shorter timeframe. The leasing company retains ownership and handles maintenance.
At The Finance Agency, we understand the unique needs of Australian businesses. Our expert team is here to guide you through the asset finance process, ensuring you get the best terms and solutions for your business.
Financing for heavy machinery and plant equipment.
Leasing for fleets and commercial vehicles.
Equipment leasing for factory machinery and tools.
Solutions for software and hardware upgrades.
Financing for farm equipment and vehicles.
If you’re looking to finance new equipment or unlock capital tied up in your assets, we’re here to help. Get in touch today to explore flexible asset finance solutions tailored to your business needs.
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Legal Name: GEMIC PTY LTD Trading As The Finance Agency
Level 17, Exchange Tower, 2 The Esplanade, Perth WA 6000
Suite 9, Collins Square Tower 5, Level 23, 727 Collins St, Melbourne, VIC 3008
Australian Credit License 385512
ACN: 131 559 281
ABN: 28 131 559 281
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*Disclaimer: This page provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances and your full financial situation will need to be reviewed prior to acceptance of any offer or product. It does not constitute legal, tax or financial advice and you should always seek professional advice in relation to your individual circumstances.
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