Unlock Business Growth with Flexible Asset Finance Solutions

The Finance Agency specialises in providing flexible and affordable asset finance solutions to help Australian businesses thrive. Whether you’re looking to invest in new equipment, upgrade your fleet, or release capital tied up in your assets, we’re here to help you unlock the financial power of your assets. With our wide range of asset finance products, we aim to improve your cash flow and drive business growth without the burden of large upfront costs. 

Why Apply for Asset Finance?

Asset finance offers a convenient way for businesses to acquire high-value assets like vehicles, machinery, and equipment without draining cash reserves. Instead of paying for the asset upfront, you can spread the cost over time, with manageable, regular payments. Asset finance also enables businesses to leverage existing assets as collateral to secure loans and support expansion. 

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Benefits of Asset Finance

Keep your working capital free by spreading the cost of your purchases. 

Enjoy full access to the assets throughout the payment period. 

Tailored payment plans that fit your business needs.

Potential tax deductions depending on the finance structure. 

Get quick access to funds or equipment to stay ahead of the competition. 

Types of Asset Finance

Asset finance allows businesses to obtain essential equipment or release the capital value of assets they already own. 

Spread the cost of an asset over a fixed term, and gain ownership at the end of the agreement. 

Rent equipment for a fixed term, with options to return, upgrade, or purchase at the end of the contract.

Rent equipment while maintaining responsibility for its upkeep.

Ideal for short-term or specialist equipment that a business doesn’t want to own. 

Unlock the value in your current assets by using them as collateral for a loan. 

Asset finance solutions - rent transportation equipment for business

How Does Asset Finance Work?

Asset finance works by securing funding against the assets you want to acquire or the assets you already own. You make periodic payments over an agreed term while enjoying full access to the asset. At the end of the term, ownership either transfers to your business, or you return the asset depending on the type of finance agreement. 

The Asset Finance Process

Choose the asset you wish to acquire, such as machinery, vehicles, or technology.

Select from hire purchase, leasing, or refinance options. 

Agree on manageable monthly payments for the duration of the term. 

Start using the asset right away to grow your business. 

Return, renew, or take full ownership of the asset depending on your contract type. 

Our Asset Finance Solutions

Hire Purchase

Hire purchase is a simple way to acquire assets for your business. Spread the cost of the asset over a fixed period, with manageable payments. Ownership transfers to your business at the end of the agreement, after making the final payment. 

Key Features: 

  • Fixed payments 
  • Full ownership at the end of the term 
  • Control over asset maintenance 
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asset-finance-heavy-machinery

Equipment Leasing

Leasing allows businesses to rent equipment over a set period without the burden of ownership. With flexible lease agreements, you can upgrade to the latest technology or return the equipment at the end of the lease term. 

Key Features: 

  • Regular upgrades to the latest equipment 
  • Lower monthly payments than hire purchase 
  • Maintenance costs often included 

Finance Lease

Under a finance lease, you can rent essential equipment while spreading the cost over time. While the equipment remains the property of the finance company, you have full control over its use and upkeep. At the end of the primary rental period, you can either extend the lease or return the asset. 

Key Features: 

  • No large upfront costs 
  • Flexible end-of-term options 
  • Control over asset maintenance 
asset-finance-perth

Asset Refinance

Asset refinance allows businesses to use the value of their owned assets to secure loans. Whether it’s machinery, property, or vehicles, you can free up working capital and fund expansion plans without selling your assets. 

Key Features: 

  • Release cash tied up in assets 
  • Flexible repayment terms 
  • Continue using the assets while repaying the loan 

Operating Lease

An operating lease is perfect for businesses that need specialist equipment for a short period. Unlike finance leases, the cost is typically lower as the lease is based on the equipment’s value over a shorter timeframe. The leasing company retains ownership and handles maintenance. 

Key Features: 

  • Lower upfront costs 
  • Ideal for short-term or specialist equipment 
  • Leasing company manages maintenance and repairs 
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Industries We Serve

Why Choose The Finance Agency To Assist You With Asset Finance

At The Finance Agency, we understand the unique needs of Australian businesses. Our expert team is here to guide you through the asset finance process, ensuring you get the best terms and solutions for your business. 

Highlights

Fast and Simple Approval Process

Customised Finance Solutions

Wide Network of Lenders

Competitive
Rates

No Hidden
Fees

Testimonials

Ready to Unlock the Value of Your Assets?

If you’re looking to finance new equipment or unlock capital tied up in your assets, we’re here to help. Get in touch today to explore flexible asset finance solutions tailored to your business needs. 

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Let us help you unlock your business’s potential with asset finance solutions designed to make growth easier, faster, and more affordable.