Unlocking Growth: A Comprehensive Guide to Asset Finance for Australian Businesses
Asset finance is rapidly becoming a preferred funding option for Australian businesses, allowing them to acquire, use, and benefit from high-value items such as vehicles, machinery, and equipment without the need for a large upfront payment.
Buying Your First Home and How We Can Help
Buying your first home can be both exciting and scary, and that’s okay. It’s a major step and it’s supposed to be considered carefully. Fortunately, we are here to help you make the process much easier. After all, this is one of the first steps in planning the rest of your life.
Too loyal or time-poor for a better rate? Problem solved
Another month, another rate cut. Finance can be so tedious. That is until you realize it could mean more money in your pocket. But how? For many, matters of personal finance are so dull and/or difficult, they are immediately filed in the too-hard basket.
Can I Renovate A Residential Property I Own Through An SMSF?
The ability to renovate a residential property that you own through an SMSF comes down to
how you purchased it. Those who borrowed through their fund to buy the property are restricted
in what they can do. Slight improvements and repairs can be made, but a full-blown renovation
is saved for those who used the cash in their fund to buy the property.
Bridging Loan or Deposit Bond?
A bridging loan is a short term home loan designed to allow you to initiate the purchase of a
property before you have sold your previous one.
Explainer: How to Get the Lowdown on Fixed-Rate Home Loans
With interest rates at an all-time low, and many lender’s fixed rates lower than their variable options, locking in an interest rate on your home loan to guard against possible future fluctuation may be attractive. However, it pays to know the ins and outs of fixed-rate loans before committing to one.
How Can I Secure Cash Flow Fast?
Small business owners know all too well that the unpredictable nature of the industry can sometimes mean that quick access to cash flow is needed. MFAA Accredited Broker, The Finance Agency presents some of the options available to you when you’re faced with a cash-shortage.
How to Avoid Paying Lender Mortgage Insurance (LMI)?
Purchasing a home is an exciting milestone in life, but for many Australians, the burden of Lenders Mortgage Insurance (LMI) can be a significant hurdle. Lenders mortgage insurance (LMI) is required when the value of a loan is more than 80% of a property’s purchase price or property valuation if refinancing.